Tools of Success for Commercial Zones

a)Commercial Village Work plan /Action Plan 

An action plan is a way to make sure group/organization’s vision is made concrete. It describes the way a group will use its strategies to meet its objectives.

Critical questions to action planning

  • What actions or changes will occur
  • Who will carry out these changes
  • By when they will take place, and for how long
  • What resources (i.e., money, personnel) are needed to carry out these changes
  • Communication (who should know what

The Commercial zones should always fix their eyes to the business plan; a business plan is a road map for an entrepreneur’s business. The work plan is developed from the business plan for specific period; this will help what a farmer need to be doing at   certain time and place but also indicating the required resources. A good work plan should show information such as:

  • What is going to be planted; how much seeds/planting materials, fertilizer other cost will be needed per the size of the plot
  • Human Labor and machines requirement
  • Analysis of stages from planting, to selling and what needs to be done at each of the analyzed stages
  • The amount of money required and the sources for the required funds
  • How will the produce reach the market

 

 

 

b)Criteria for the good action plan

  1. Completeness - Does it list all the action steps or changes to be sought in all relevant parts of the group
  2. Clear - Is it apparent who will do what by when?
  3. Current - Does the action plan reflect the current work? Does it anticipate newly emerging opportunities and barriers?

 

c)How to develop a group action plan ;Steps

  • Convene a planning meeting with your group to design your action plan
  • Develop an action plan composed of action steps that address all proposed changes
  • Review your completed action plan carefully to check for completeness
  • Follow through
  • Keep everyone informed about what is going on.
  • Keep track of what (and how well) you've done

 

d)Action Plan Template

Objective

Activity

Indicators

(evidence)

Responsible

Start

Time

End

Time

Resources needed

Market Rice

Contact trader

Buyer visit

AMSC

Marketing

committee

14/6/19

15/6/19

  • Mobile phone
  • Transport

Construction of bulking centre

Making inquiry to chief

Allocation of space by Govt

Secretary

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

e)Production schedule/ Planning

 

This refers to timetable for efficiency use of resources in production and profit making from agricultural activities. This includes timely seed sowing and planting, seed rates and planting materials, harvesting periods and product delivery.

Production schedule/planning varies from crop to crop as crops differ in growth period and depends on resources available. Such as Rainfall and Water availability, planting materials like seeds, Fertilizers, Equipment, farm machinery and available opportunities like Markets.

 

a)Record Keeping

Keep track of financials, livestock health and crop inventroies with accurate and detailed farm records. Photo by Rachael Brugger (HobbyFarms.com)To ensure that you manage your finances within your business, it is important to keep proper records. Record keeping is a systematic process by which information is created, captured and maintained for the future use of an organization or individuals. Good record keeping is necessary for efficient farm management. Not all the other factors of production can be well managed without records

Why is Proper record keeping important?

  1. Proper records allow you to track the performance of your farm.
  2. Proper records will be a key requirement for you to convince the lenders such as Banks and Microfinance Institutions to lend you money
  3. When you have proper records, it allows you to plan properly. For instance, when you fill out the financial requirement record demonstrated below, it shows you at the end how much money you need, and therefore how much loan you need to apply.

 

 

 

 

b)Cost Benefit Analysis (CBA)

Cost benefit analysis estimates and totals up the equivalent money value of the benefits and costs to the community of projects to establish whether they are worthwhile.  A cost benefit analysis is done to determine how well, or how poorly, a planned action will turn out.CBA finds, quantifies, and adds all the positive factors i.e. the benefits then it identifies, quantifies, and subtracts all the negatives i.e. the costs. The difference between the two indicates whether the planned action is advisable

 

               

Item

Unit

 Quantity

Unit Cost

Total Cost

  1.  

Bush Clearing

Per Are

 

 

 

  1.  

Land Preparation  1s Ploughing

Per Are

 

 

 

  1.  

Land Preparation  2nd Ploughing

Per Are

 

 

 

  1.  

Preparing mounds

Per Acre

 

 

 

  1.  

Cost of Seeds

bags

 

 

 

  1.  

Fertilizer Cost

Naira/Kilogram

 

 

 

  1.  

Manure Cost

Naira/Kilogram

 

 

 

  1.  

Planting

Man day

 

 

 

  1.  

1St Weeding

Man Day

 

 

 

  1.  

2nd Weeding 

Man Day

 

 

 

  1.  

Spraying Cost

Man Day

 

 

 

  1.  

Harvesting Cost

Man Day

 

 

 

  1.  

Transportation cost

Naira/Kg

 

 

 

  1.  

Packaging Cost

 Naira/Packet(bags)

 

 

 

  1.  

Drying

Man Day

 

 

 

  1.  

Total Cost of Production (TCP)

 

 

 

 

  1.  

Yields per Acre (Specify Unit)

Kilograms/Are

 

 

 

  1.  

Farm gate Price per unit (Specify unit)

Naira/Kilogram

 

 

 

  1.  

Income= (Row 21x Row 22)

Naira

 

 

 

  1.  

Net Income (Row23-Row20)

Naira

 

 

 

  1.  

Cost of Transportation

Naira/Kg

-

-

-

  1.  

Cost of communication

Naira

 

 

 

  1.  

Levies

Naira/Kg

-

 

 

  1.  

Total Cost of Marketing (Sum total of R25, 26 and 27)

Naira

 

 

 

  1.  

Market Gate Price (Specify the market)

Naira/Kg

-

 

 

  1.  

Income 2 (Market Gate)( Row 21xRow29)

Naira

 

 

 

  1.  

Net Income 2 –Market Gate (Row30-(Row20+28)

Naira

 

 

 

 

Conclusion

Commercial Village Facilitators (CVTF) remain a critical piece in the running of the Commercial Zones  to ensure that the enterprises established as well as the Commercial villages are functioning normally. Access to financial remains crucial for the success of agri-enterprise and country’s economic wellbeing at large. The hope for improved production and marketing  is high hence good hope for entrepreneurial farmers and the society in general. While parties involved including the government, the financial institutions, input suppliers and communities; farmers should strive to apply the current skills passed through this training to better the functionality of the cooperative.